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Our Story

ZK Financial Inc. has over 20 years of lending experience.  Annually, we fund over 250 Million in mortgages across Canada.  By adjusting financing strategies according to the banks' guidelines, we successfully helped many new and repeat clients obtain financing on their homes and investment properties.  ZK Financial Inc. partners with over 30 lenders, including A and B lenders.  We also have a comprehensive lending capacity for private loan borrowers.

ZK Financial is a licensed mortgage brokerage regulated by Financial Services Regulatory Authority of Ontario.  Each loan application is underwritten and completed by strictly following Canadian banks’ lending guidelines.  Our customized financial solution places clients in large financial institutions, alternative lending and private lending according to their needs.  On top of 1st and 2nd mortgages, we also offer bridge financing, commercial mortgage and construction loan to personal borrowers, developers and builders. 

Our private lending department assists clients to invest assets in real estate lending with competitive returns ranging from 8%-12%.  All investments are secured by real estate properties in major urban centers with high liquidity and security.  By diversifying geographically, and maintaining a healthy loan to value ratio, ZK Financial sets risk management as a priority.

Our Team

our team

Marketing Department

Marketing department organizes campaigns and administrates the marketing activities for the origination.  She brands the company’s online presence which enables more clients to benefit from ZK Financial Inc.’s professional help.

Mortgage Broker Team

Our team responds to clients’ inquiries in a professional manner.  They follows up and organizes documents on each deal. We are excellent at maintaining clear communication between clients and bank.

Finance Department

Finance department performs administrative support tasks and organizes corporate events. Completing the company’s short-term and long-term key priorities.

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